Good article. I've been buying higher end soundblaster cards for a long time, but have come around to the onboard camp for gaming/chatting. The breakout boxes offering different inputs on the front panel and ease of hw/sw switching have been worth it, but in terms of sound quality for the average consumer...meh.
I think my next option will be a desktop, usb-based sound solution, featuring fingertip access to bells and whistles.
As an aside, the card I use is an Recon3d Professional. The software/HW interface is pretty poor, but adequate. I switch between some very nice headphones and an a legacy 4.1 (yes, 4.1) system--little good cubes, one small sub.
The x-fi Music card was the last, best consumer-level affordable card I've owned. I'd still be using it, but I think one of the capacitors are blown. The Recon3d is only adequate, and I'm glad I caught it on fire sale. The extensive front panel options are the only redeeming quality, for me, BUT the front panel is very, very, very nice

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